Paytm (पेटीएम), India's #1 Payment App is trusted by over 30 Crore Indians. Download Paytm app for bank to bank money transfer via BHIM UPI and instantly scan & pay at shops & online sites/apps like IRCTC, Flipkart, Uber, Zomato & Swiggy etc. Use Paytm for mobile recharge, Fastag recharge, DTH recharge, movie tickets, postpaid bill payment, utility bill payments such as water bill, gas bill, electricity, landline, broadband, insurance etc. Invest in mutual funds, digital gold & NPS, check free CIBIL credit score, buy now & pay later with Paytm postpaid. Make Rail e-ticket booking, book flights, & buses in a few taps. Buy grocery, food, and home decor items at Paytm ONDC app.
 
Bank to bank money transfer via BHIM UPI
● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not mandatory for using UPI Payments
● Check account balance, add beneficiaries with our money transfer app. Manage multiple bank accounts of India which support BHIM UPI
 
UPI ID
● UPI ID is a unique ID used to make UPI payments using Unified Payment Interface instead of adding bank account details
 
UPI PIN
● UPI PIN is a 4 or 6 digit number which must be set while creating UPI ID on UPI app. For all UPI payments, UPI PIN is necessary

Introducing UPI Lite: Lightning-fast UPI Payments that never fails
Make faster UPI transactions up to Rs 200 with UPI Lite, no PIN required

Benefits of using RuPay Credit Card for UPI Transactions
Users can use Rupay credit card for making payments to merchants just by adding the credit card as a payment mode using the UPI PIN. No need to Swipe a card or enter CVV/OTP 

Paytm ONDC App
Shop grocery, food, electronics, home decor items and fashion on Paytm ONDC from stores near you at the lowest prices ever

Mobile & DTH Recharge App
● Find the latest prepaid recharge plans & top offers for mobile recharges, including Jio, Airtel, Vodafone Idea (Vi) & BSNL.
 
 ● Recharge your Dish TV - Tata Play, Sun Direct, Airtel DTH etc.

Buy & Manage Fastag (फास्टैग)
● Buy & recharge FASTag for any vehicle using your Paytm Wallet
 
Utility Bill Payments -Electricity, Gas, Broadband
● Pay electricity bills across 60+ providers in India
● Make water, Gas, Credit card & Landline bill payment (Airtel, BSNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
● Paytm reminds you about due bills. You can set up auto payment
 
Safe, Secure & Contactless Payments at Offline Stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.
 
Pay at Online Stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps
 
Check Free Credit Score
 
Apply for Paytm Postpaid
● Apply for Paytm Postpaid, buy now & pay later with a credit limit of up to ₹60,000/-
 
Get Personal loans
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
Loan Processing fee: 0- 6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
- Hero Fincorp Ltd: https://www.herofincorp.com/partners
- Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
- Clix Capital Services Pvt. Ltd: www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186
 
Book Tickets for Trains, Bus, Flights
● Book flight tickets
● Book online bus tickets
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status